Other card apps just name the one with the most points. Margin reads the fine print and shows you the catch — then the smarter play.
Most apps stop at "you earned 3×." Margin does the part that actually costs you money — the credits you forget, the perks you double-pay, the fees that outrun the rewards.
Airline fees, dining, hotel, wellness — Margin tracks every use-it-or-lose-it credit across your wallet and counts down the ones about to expire tonight.
Coverage gaps, foreign-transaction fees, exclusions and overlaps — flagged before you tap, not after the statement lands.
Net value weighed against every annual fee, so you know exactly what to keep, downgrade, or cut — before it renews and bills you again.
Download Margin free and find your first recovered credit in under a minute.